As the end of the year approaches, it’s essential to use all your dental benefits! Most dental insurance plans have an annual maximum, which is the maximum dollar amount the insurance company will pay for covered services within a calendar year. Any unused portion of this maximum does not carry over to the following year. By using your benefits before the year ends, you maximize the coverage you receive for necessary treatments. Dental insurance plans often come with a deductible, which is the amount you must pay out-of-pocket before your insurance coverage begins. Once you've met your deductible for the year, it makes financial sense to get additional treatments covered by your plan. Using your insurance benefits for preventive services allows you to address minor problems early and avoid costlier treatments later.
You use or lose it, and there is still time to use it before you get busy for the holidays. Please request an appointment at Advanced Dental Center today and have one of our dental professionals review your oral health before we say goodbye to 2023! Dental health is crucial for several reasons beyond just having a bright smile. Good oral health is closely linked to overall health. Poor dental hygiene and untreated oral problems can contribute to or exacerbate various systemic conditions, including cardiovascular disease, diabetes, respiratory infections, and pregnancy complications. Maintaining good dental health can help reduce the risk of these health issues. Your teeth play a vital role in chewing and breaking down food, the first step in the digestive process. Good dental health ensures that your teeth function correctly, allowing you to eat a balanced and nutritious diet.
Dental insurance plans often have a deductible, which is the amount you must pay out of pocket before your insurance coverage kicks in. If you've already paid your deductible for the year, it's wise to take advantage of additional covered services to minimize your out-of-pocket expenses. If you've already started a dental treatment plan during the year, completing it before the year ends is essential. Delaying necessary treatments can lead to complications and additional expenses in the future. Dental insurance plans may change from year to year. The coverage and benefits you have now might be available in the next year. Using your benefits before they reset, you can take advantage of the current coverage options.
Did you know your dental benefits expire and reset every year? If your maximum coverage is met, you retain the benefits you've paid for because they do not roll over. Now is an excellent time to maximize your insurance benefits and use up any remaining insurance or flex spending account dollars before they expire. Remember: if you don't use your benefits, you lose them! Start 2024 with a confident smile! Don’t let your hard-earned insurance disappear. Call our office today at (203) 945-0068 to find out exactly how much you have in dental benefits.
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